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Sunday, December 23, 2007
Using Your Computer To Track Your Money
Using Your Computer To Track Your Money
by: Sol Geldstein

If you want to keep track of your money using your computer, there are several options out there for you. Computer software such a Microsoft Money, Quicken, and GnuCash can help you track your finances, do your taxes, or plan for a big purchase such as a car or home. Whether you just want to keep a simple household budget, or run the accounting for a small business, modern day financial software is the answer to a lot of the tedious chores involved with finances and accounting.

The two most popular suites of tools for Microsoft Windows based computers are Microsoft Money and Intuit Quicken. Both of these packages have their plusses and minuses, but are both robust solutions that will most of the most common financial tasks with ease. If you are in the market for a new desktop or laptop computer, you should factor in the inclusion of financial software into the purchase price. The majority of vendors will include one of these two products in the purchase price of a new machine, so if you are shopping for a new computer and have a preference between these two applications, be sure to read the fine print when you are shopping.

Macintosh and Linux users are not left out in the cold when it comes to financial software as well. For the Mac there are several to choose from, including Intuit�s Quicken Mac and MoneyDance. Both of these packages have been around for several years. Quicken is more common, and due to the fact that they cater to both PC and Mac machines, they have a larger market share and installed user base. MoneyDance is a bit newer, but has its share of fans in the Mac world.

For those of you out there into the open source thing who are most likely running the free and open source operating system, Linux, there is an open source solution out there for you as well. GnuCash is an excellent, robust personal finance application for *NIX based machines. Not only is it intuitive and easy to use, but it is freely available with source code! That�s a deal that can�t be beat!

No matter what kind of computer you use at home, if you want to organize your finances and simplify your accounting, be sure to look into the different software packages that are out there for the various operating systems that can help make you more productive, organized, and most importantly, profitable.

About the author:
Sol Geldstein is a money enthusiast and owns FNA Money, the place to go when you need to find out anything about money. Get more money tips and tricks at


posted by Beebee @ 9:57 PM   0 comments
Tuesday, December 11, 2007
How To Accept Credit Cards Online
How To Accept Credit Cards Online
by: Jim Edwards

(c) Jim Edwards - All Rights reserved

Anyone with an online business, whether for auctions,
services, or virtually any type of product, has asked the
same question at some time during their quest to create
the ultimate online business - "How do I accept credit

Since over 90% of all transactions on the Internet
involve customers paying by credit card, accepting
plastic money rates a must for almost any business.

The problem for most small online business owners
involves the high cost of setting up and maintaining a
credit card merchant account.

With startup fees ranging from $200 to $500, minimum
monthly fees of at least $40 to $50, plus per transaction
fees and a percentage of sales, most people who want to
supplement their income online or test an idea can't risk
that kind of money.

Add in credit checks, 48-month service contracts,
expensive equipment purchases or leasing, financial
statements, and last 3 years' tax returns and most people
throw up their hands and give up before they even get

Fortunately several companies responded to this problem
with unique solutions that enable smaller online
merchants to accept credit cards at a fraction of those
high startup costs with no long-term commitment, no
equipment purchases, and zero minimum monthly fees.

~ ~

PayPal has gotten some negative press over the last
couple of years, but that press has been mostly

PayPal makes it easy for you to collect money for your
online sales, send money to merchants, bill people
monthly, collect dues and donations and integrate a free
shopping cart into your site.

Of all the payment and money transfer services online,
PayPal ranks as the absolute lowest in cost and the
easiest to set up.

PayPal allows merchants to sell physical and downloadable
products along with personal services.

~ ~

For a $50 one-time fee ClickBank enables online ebook,
software and other electronic information sellers to not
only accept credit cards, but provide instant delivery of
their products to online purchasers.

ClickBank allows any merchant to accept virtually every
major credit card on the planet.

The online merchant simply adds a purchase link to their
site, the customer clicks the link, fills in their
payment information and the credit card gets authorized
on the spot.

Once the card gets approved ClickBank redirects the buyer
to a page that enables them to download the ebook,
software, or other product they have just purchased.

ClickBank also operates a fully integrated affiliate
program that automatically pays affiliates who sell your
products for you.

ClickBank heavily restricts what merchants may sell
through the service and does not allow the sale of
physical goods.

~ ~

Of the three, Paysystems behaves most like a traditional
credit card merchant account.

The service allows the merchant to integrate with a
number of third-party shopping carts as well as use the
PaySystems shopping cart system.

Merchants pay a small transaction fee and a percentage of
the sale, but don't sign up for any long-term service
contracts or equipment leases.

About the author:

Jim Edwards is a syndicated newspaper columnist and the
co-author of an amazing new ebook that will teach you how
to use free articles to quickly drive thousands of
targeted visitors to your website or affiliate links...

Simple "Traffic Machine" brings Thousands of NEW visitors to
your website for weeks, even months... without spending a
dime on advertising! ==>


posted by Beebee @ 7:01 PM   0 comments

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